ICICI Pru Signature Plan


Benefits
The Signature online plan is a systematic wealth creation plan to achieve your long-term financial goals eg: Higher education of children, marriage etc. There are many benefits to the Signature Online Plan, including



Signature is a ULIP plan. ULIPs are market-linked investments, which means that their returns are linked to the performance of the stock market. This means that you have the potential to earn high returns.Your investments will be actively managed by our dedicated and experienced fund managers. You can get the entire details about the fund performance.


Systematic Withdrawal Plan (SWP)- This facility allows you to withdraw a pre-determined percentage of your fund value regularly. This can help you to meet specific needs such as child’s education or money for day-to-day expenses .


You can choose to invest a lump sum or make regular premium payments.


which means that your child will be financially protected if you pass away.


Get rewarded with Wealth Boosters at regular intervals by just staying invested in the plan.


Switch between the funds as many times for Fixed Portfolio Strategy, completely free of cost.


ULIPs offer tax benefits under Section 80C of the Income Tax Act, 1961. which means that you can keep more of your money.


Questions and Answers
Signature plan : Common Questions and Answers.


Your entire premium is allocated among the funds of your choice without any deductions along with Return of Mortality and Policy Administration Charges at maturity (exclusively for customers buying online). With choice of 4 portfolio strategies and wide range of funds, this plan gives you abundant flexibility to invest as per your needs.


The ICICI Pru Signature online plan is a systematic wealth creation plan to achieve your long-term financial goal. Some unique benefits of this plan are-

Wealth creation opportunity- The plan offers an opportunity to create wealth over long-term for your goal with the combination of equity, debt and balanced fund options available

Online benefit- This plan has 0% premium allocation charges+ making it a very attractive long-term proposition.

Loyalty benefits- Get rewarded with Wealth Boosters at regular intervals by just staying invested in the plan.

Life cover- Life Cover/ for the entire policy term so that your family is financially secured even in your absence.

Whole-life option - Enjoy policy benefits till 99 years of age with the Whole Life option.

Flexibility- Choice of 4 portfolio strategies and wide range of funds across equity, balanced, and debt to suit your investment needs

Free Switches- Switch between the funds as many times for Fixed Portfolio Strategy, completely free of cost.

Tax-benefits- You may receive tax-free maturity amount under Sec 10(10D) and deduction of premiums paid u/s 80C

Systematic withdrawals- Option to get regular money from your fund value with Systematic Withdrawal Plan

Quick and Safe buying process- Buying this plan is completely safe, secure and convenient. It takes only 10-15 minutes to fill the form and do the payment.

Online servicing- The entire servicing of this plan can be done online or through our official app. This saves your time to visit the branch for any of your concerns.


To protect the family from the unfortunate demise of the life assured, the ICICI Pru Signature online offers the death benefit under this plan. In case of the death of the policy holder during the policy term and provided the funds are not in the Discontinued Policy (DP) fund, death benefit will be calculated as below, Death Benefit = A or B or C whichever is highest where, A = Sum Assured, including Top-up Sum Assured, if any B = Minimum Death Benefit C = Fund Value including the Top-up Fund Value, if any Minimum Death Benefit will be 105% of the total premiums including Top-up premiums, if any received up to the date of death.


ICICI Pru Signature online aims to achieve long-term superior returns from a diversified portfolio of equity, debt and balanced funds. The customer has the flexibility to choose his portfolio strategy and the funds depending upon the risk appetite and get the benefit of market swings the best way possible. Unit Pricing: The NAV for different Segregated Funds shall be declared on all business days (as defined in Investment Regulations)


Your investments will be actively managed by our dedicated and experienced fund managers. You can get the entire details about the fund performance


There is no minimum age for buying this plan. The maximum age limit is 60 years. When you are young, you are free from liabilities in terms of dependents and hence, you have the potential to take higher risk to get better returns. The earlier you start investing in a ULIP, the sooner you can achieve your financial goals.


In ICICI Pru Signature Plan, if you choose the Fixed Portfolio Strategy, you can switch units from one fund to another as many times as you want as per your financial priorities and investment opportunities. This benefit is available to you completely free of cost. The minimum switch amount is ₹2,000.


You can choose and switch between 19 funds across debt and equity based on the level of risk you are willing to take. Switch between the funds as many times for Fixed Portfolio Strategy, completely free of cost.


To check the fund value, the customer has to do the following steps- 1. log in to his/her policy on www.iciciprulife.com 2. Click on the Quick links section and then select the Fund Value option 3. Select the individual policy to check the fund value details



+ Who needs ICICI prudential plans the most?


Newly married couples :  Get Guaranteed income every year on a special day like an anniversary or birthday. The plans can offer newly married couples peace of mind and financial security. It can help your spouse live their life comfortably and meet all financial liabilities. 

Parents with young children : Parents with young children can purchase ICICI prudential plans to ensure that their children have a financial cushion to fall back on if they are not around to take care of them. The plans can also help parents save for their kids’ future needs. 

People nearing retirement with fewer savings :  The plans allow you to save and invest your money. You can secure your retirement and old age. This can be a valuable source of income for people who are plan to achieve long-term financial goal eg: pension for your retirement life.

Business owners : You can choose to receive income immediately from the end of the 1st policy year/month or defer it for a few years as per your need. This flexibility allows you to tailor the plan to your specific financial requirements. Life insurance benefits can help your family carry on your business in your absence. The payouts can also help them pay off creditors or clear their debts.